Ringgit, rupiah, duit duit

the good life

Have you ever dreamt of living the good life?

My dad has always believed in buying unit trusts and blue chip stocks as part of his portfolio of investments. He gave me shares for my 18th birthday in a certain F&B company (which isn’t performing very well) and have always encouraged me to diversify my investments. I have mutual funds and I’m getting a condo in June but currently my primary “investment” techniques involves heading up the hills, which isn’t very wise as I lost RM 11,000 just a couple of weeks back.

19k genting

However, the oft quoted idiom “Like father, like son” does not apply to our family. My dad is a very conservative person and invests solely in stuff that involves low risk, with long term returns as his primary objective. I, on the other hand, have a natural affinity to terms like “high risk, high returns”. I do not like waiting too, so I like to see results fast.

When I was introduced to Fundsupermart.com I was immediately attracted to their 2% or lower upfront fee and online transaction capabilities. They also have a wide range of products you can ride on – they offer a staggering 130+ funds which includes emerging markets, commodities, energy and even gold and minerals!

aussie dollars

The best thing about them is that opening an account as well as maintaining it is free of charge, so I’m going to check them out. You can choose to invest from as low as RM 100 monthly so it’s great for those new to unit trusts.

I must admit, I’m a newbie in this world too, but Fundsupermart.com offers an extensive guide online on how to invest as well as risk ratings, news, fund selector tools and even a fund returns calculator!


Since it’s all online, you get to have a shorter transaction time – perfect for those of us who works long hours and don’t have time to meet with traditional unit trust resellers.

This also means you can keep track of all your investments and buy and sell with a click of a button.


Money at your fingertips! I just need to learn a bit more about what they have to offer.

Fundsupermart.com is having a seminar at The Apartment @ the Curve on the 30th May 2010, 1 pm – 3 pm and it’s free to attend! These investment seminars usually charges a fee to attend so I think it’s great that theirs is FOC. I’ll be going to learn more and if you’re interested, all you’ve got to do is be signed on to your Nuffnang account, complete the sentence “I want my financial freedom redefined because…” and leave a comment here.

You can also learn more about them by joining their Facebook page here.

the good life twilight

Invest and live the life you want to in your twilight years! =D

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41 thoughts on “Ringgit, rupiah, duit duit”

  1. debbie: It’s a mutual fund house with online transactions! πŸ™‚
    I’ll be going to the seminar to learn more – and yeah it’s free. πŸ™‚
    Bobby: Thanks! πŸ™‚
    Yup, the links are correct was just mentioning the company name. πŸ™‚

  2. My pimping brother,
    a. 2% is way too much, serious, you are getting ripped off. pay 0% fee. also make sure they don’t charge trailing commission, that’s the absolute killer.
    annual fee should be 1-2% max.
    b. you forgot to put “CONTOH” on picture of money, man, you are breaking the law.
    c. ask if the fees are negotiable.
    d. What are you doing in China? Free AirAsia ticket ah, si pei ho mia.
    e. Chicken rice shop has chickens hanging in the cabinet. Did you see any horse hanging in the noodle shop?
    f. Man, no smoking in bed. That will just ruin the sex. ha ha ha

  3. rocket: The other mutual fund houses are charging even more, so I reckon 2% or less is better.
    Heh! Horses are not that in demand so no, there are no horses hanging on the place. πŸ™‚
    foodcrazee: I wish I could but then I’ll be out of a condo. Haha!
    Need to invest in semi long term now – this looks pretty promising! πŸ™‚
    ciki: Haha! Yeah, that would be the best eh? Not even twilight years, would be good to invest and retire by 40 and go travel the world with passive income! =D

  4. The mountain goat in me prefers your Dad’s style ;)Never was a risk a taker. Though I’m dabbling in a little forex now. Urmm, buy low, sell high? Good Luck bro!

  5. rocket: Yup, the Fundsupermart seminar is free. πŸ™‚
    Tey Cindy: Eh, no need contoh, coz it’s not full frontal and full back shots – only full frontal and back needs that. πŸ™‚
    unkaleong: Heh! My dad’s style of investing is the wise one. Mine is not. I’m trying to learn a bit more from this seminar so I split my risk – still do high risk but low risk, long term as well. πŸ™‚

  6. Allen: Yup! You can opt for forex mutual funds with Fundsupermart too. I was in possession of Euro 1,500 for about an hour just now. Haha!

  7. Jerine: Haha! I didn’t even physically take it. πŸ™‚
    chrisblitz: Heh! Well, let’s see how my investment strategy works first. I’m going to go high risk and the safety net would be this mutual funds house. I’ll have to learn more during their seminar though. πŸ™‚

  8. suituapui: Haha! Of course! πŸ™‚
    This is a medium to long term investment though – mutual funds. πŸ™‚
    chrisblitz: Heh! Thanks bro. Cheers! πŸ™‚

  9. Dude, you are not even 30 yet, go for the most aggressive fund for now and change to conservative fund when you approach 40.

  10. e: Yup, going for high risk mainly, with low risk high returns at a lower ratio. Gonna hit the big 3-0 in less than a year, gotta hit it while I still can. πŸ™‚

  11. Missing: Red bag with green handles. Contents: full of Aussie currency. If found, send back to Perth pls. Regards Jeff. (ps, you can keep the ringits as a reward)

  12. Investment funds are very slow, mate. I’ve been doing it for 15 years and gotten me nowhere. Do business, allows you to take more control.

  13. Jeff: Haha! Good one. I haven’t seen such a bag around though. πŸ˜‰
    rocket: I believe it has to be a mixture – high risk with a buffer of low risk, long term returns for the future, going for the latter with Fundsupermart. πŸ™‚

  14. eye BIG BIG to see stacks of rm50 notes.. no idea about all these investments, i consider myself still very young for this.. haha anyway, all the best!!! so u can have more pics of money taken to share with us here..xD

  15. Casley: You’re never too young to invest! I know people who just started working who’s planning to buy a house, has FD and mutual funds. πŸ™‚
    Thanks bro, I’m going for this one for low risk, long term. πŸ™‚

  16. The truth is, the rich do not invest in Unit Trust because they can make much more with less cost doing other investment. Unit Trust is just a tool for the super rich to get to our hard earned money, how else do you think they can get money to invest into their listed company?
    EPF is one of the tool that the super rich get the goverment to force money out of us. EPF in a way is like a Unit Trust that we’re forced to invest in if we are employee.

  17. Simon Seow: Yup, that’s true but I’m not a rich person. Thus, my investment opportunities are limited. I can do high risk, high return investments, and this mutual fund business would be for low risk long term. πŸ™‚
    rocket: I hear people get hanged to death for that too. πŸ˜‰

  18. Somebody has to sell arms. And no, they don’t hang you for that, silly. In any case, you can kopi-o your way out of anything.

  19. Simon Seow: Alas! πŸ™
    That didn’t turn out too well last weekend. Burnt all my savings.
    Haih. Now gotta be conservative and go long term. πŸ™‚
    rocket: Haha! Okay, then you be the logistics guy. I’ll go through you for any transactions. πŸ˜‰
    ahlost: It’s a blessing in disguise Rose! πŸ™‚
    You can never beat the house. πŸ™
    Lost RM 35,000 over the weekend. πŸ™

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