I want it now!

want it now

I can’t deny it, I’m part of the “I want it now!” generation where everything is (supposed to be) instantaneous, whether it’s food or services. I can’t stand waiting and my patience is constantly put to the test when it comes to stuff like renewing passports or car insurance.

I think of them as life’s necessary evils. :S

However, more often than not I forget to renew my car insurance. It’s a recurring problem, much like my cell phone bills – I wait for it to be terminated before I call them up and pay. I think of it as a shortcut since I never check my mailbox (either due to pure laziness or being too tired from work is an open question).

road tax

It does have its price though – I need to pay for the reconnection fee every time. I also couldn’t claim an accident that wasn’t my fault coz I didn’t know my insurance expired. It’s just like my road tax, except the price is higher. I got caught once by during a routine roadblock and didn’t even realize my road tax has expired. This resulted in a summons. >.<

saman

This is exacerbated by the fact that my car is registered in Sarawak and I haven’t changed the postal address ever since I moved to KL so after that roadblock I just decided to get my old office runner to help me renew my road tax. He tells me when it’s due and I use e-banking to transfer the funds to him and he mails it to me, the services of which I pay him a token amount.

summons

Unfortunately, I also have a tendency of running afoul of traffic offenses…I have always reminded my runner to tell me if that’s the case so I can pay up before he renews it. However, for some Godforsaken reason which is unbeknownst to me, he didn’t tell me that I had an outstanding traffic violation and renewed it for six months instead.

ticket

Sigh.

I have an account with HSBC and up till now I didn’t know that they do road tax and car insurance renewal online. You can apply and receive an E-cover note on the spot within 10 minutes!

You can also pay for it via credit card and download and print your insurance policy online! The NCD (No Claims Discount) can also be automatically transferred without hassles if you switch over.

hsbc

The best thing about it is that you can also get HSBC to automatically remind you when you need to renew your car insurance. It’s easy and very user friendly too! You can check it out here.

Have you ever been in the same situation where you only realize that you haven’t renewed your car insurance or road tax until the last minute?

You’ll love this commercial. Heh!

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12 thoughts on “I want it now!

    • Yeah, especially for forgetful people like me – it’s a God send. I have trouble remembering when to renew road tax and car insurance. :)

  1. When i first read the title I Want It Now, i thought you want to talk about SEX. Hahahaha. Ohhhhhhh you are talking about renewing road tax, insurance and how to remember to pay all those bills before due. Scare scare.

  2. you have access to a laser printer, right? just print your own road tax sticker.

    man, I so wish i could be you. no matter what i do, i still can’t afford to pay the “sam-ban”. how do you do it?

    • Heh! I doubt that would pass a JPJ roadblock mate. ;)

      I don’t pay it until I renew my road tax…and I don’t pay the council (MBKL, MPPJ etc) ones at all. :)

  3. Damn HB, you sound like me, or I sound like you. and overnight sucsess that only took 35 years in the making. Honestly, I am ok now,, but persons look at me, particularly the younger ones, (like18- 26) and they want it now. right now. expect every thing is gonna be ok. And it will. it just takes a while. And persons say aint no damn way, the places you’ve gone an the things you’ve seen and they are right. If I told the honest truth, they would never belive it. Im glad you had a wondermous new year. It sounds like 4th of july, around here. fireworks are strictly forbiden. You have to go to sc ( i live in western nc) to get them. and the cops, ( I come from a long history of law enforcement in my family) turn a blind eye. We grill out, and then wow, The sky looks like a battlefield. the police cruise by, to make sure no one is hurt.and yes, there is drinking and other stuff. And it costs alot of money, but somehow, everyone manages to get some fireworks. and you cannot do that any other day. I mean, you could,I guess, but you would get a quick ride to jail. and the stuff with auto registration, tags is mirror image of me. except for insurance. it is required. I keep it even on vehicles Idon’t drive much. You get caught with out insurance while driving, they will eat you alive. I am well now, dislocated right shoulder and broke ribs. mostly healed up. it does get to be a bitch, though doesent it. only two years ago I broke my left hand and ribs. other problems will correct themselves, or not. but anyways, God bless HB hope you are well. and know I pray for you, every once in awhile. half a world away, tom

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