U Mobile is one of the launch partners of the iPhone 6s and they’re offering a great deal with their all-new Flexi U MicroCredit. You can own a brand new iPhone 6s or iPhone 6s Plus with no deposit, no collateral and no credit card required! You just need to pay for the device over time. This applies for both postpaid and prepaid plans.
I’ve gone through this plan and it’s very innovative – they’re the first to allows anyone, and I literally mean everyone, to own an iPhone 6s or iPhone 6s Plus. This level of affordability based on your means opens up possibilities for students and young adults who don’t own a credit card as well as working adults who wants some flexibility in payment terms.
The best thing about the U Mobile Flexi U MicroCredit is the ability to choose the financing amount (RM 1,000 to RM 3,500) and repayment tenure (12 months – 36 months). That means you’re the one who selects the amount of financing you need and the number of months you want to repay the installment.
The affordable monthly installment starts from just RM 48. You can even elect to pay in cash if you don’t have a credit card.
There’s also a Full Financing option for the people who wants a complete loan.
Here’s an example of how it works:
The prices are all inclusive of GST and the above calculation is based on a fixed interest rate of 1.2% for Flexi U Mobile MicroCredit and an interest rate of 0.84% for full financing.
The plans come with increased data allowance from i60 upwards with unlimited calls if you go for the i90 plans and above. They also have a clause called Contract Freedom which allows you to terminate your contract with zero penalty fee for postpaid subscribers!
Of course, you’ll need to pay back the subsidy for the remaining number of months left in your contract but it’s still a pretty sweet deal if you decide you want to change your mind.
There’s an upfront payment for prepaid subscribers but postpaid users who pay via credit card and subscribe to auto debit for their monthly commitment will have the upfront payment credited back to them over 24 months.
U Mobile also has a trade-in offer where you can give up your old smartphone in return for rebates up to RM 1,900!
You can apply for MicroCredit here (or walk into any U Mobile branch) and collect your iPhone 6s or iPhone 6s Plus from a U Mobile branch or dealer. Get more details on their iPhone 6s and iPhone 6s plans and Trade-In Offer and own your dream device now!